Make Insurance Shopping EASY.

Are you navigating Medicare alone? Want to make Medicare Insurance shopping easy? Call 1-888-608-0654(MEDICARESAVINGS).

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Step 1: Make Important Informed Decisions to Avoid Pitfalls Later.

Get Medicare Help with our
Straight-Forward Process

Step 2: Buy Insurance to Cover What Medicare Does Not Cover


Buy Insurance to Cover What Medicare Does Not Cover

3: Enjoy your Medicare Journey

Remember to Create your MyMedicare.gov Account to help Shop Part D drug plans annually. Medicare Savings will help you SAVE while on your Medicare Journey.

What's Not Covered by Medicare Part A & Part B?

Medicare Doesn't Cover everything. Some of the items and services Medicare Does Not cover include:

  • Long-Term Care (also called custodial care ) - Trend is to purchase Home Health Protection Policies due to the sky-high cost of LTC policies.

  • Most dental care - Trend is to purchase stand alone dental or 3-in-1 low premium dental/vision/hearing policy.

  • Eye exams related to prescribing glasses - Trend is to purchase a stand alone 3-in-1 low premium dental/vision/hearing policy.

  • Dentures - Trend is to purchase a stand alone 3-in-1 low premium dental/vision/hearing policy

  • Cosmetic surgery - Trend is to self pay since there is nothing in the marketplace for senior cosmetic surgery insurance

  • Hearing aids and exams for fitting them - Trend is to purchase a stand alone 3-in-1 low premium dental/vision/hearing policy

  • Routine foot care - Trend is to self pay since there is nothing in the marketplace for senior routine foot care insurance

  • Limitless 20% Coinsurance under Part B - Trend is to purchase a Medigap policy

  • Costly Hospitalization(Deductible & Coinsurance for Part A) - Trend is to purchase a Medigap policy

  • Co-payments for Part A & B - Trend is to purchase a Medigap policy


New-To-Medicare?

There are 2 main ways to choose your Medicare Path(pg 5-6) for your healthcare insurance. There are BIG differences in claims payment of your hospital and medical bills(EOB's) when choosing your Medicare path. It is your right to choose wisely but there are pitfalls & Costly Medicare mistakes you will want to avoid on either choice. Learn more

  1. Original Medicare(Part A&B) is the largest "Primary Insurance" Payor in the U.S. This is known as Fee For Service(FFS) claims payment model. Original Medicare(aka Traditional Medicare) has been offering primary insurance since 1966 to 100's of millions of beneficiaries for 56+ years. This is the most robust national fee-for-service health insurance program. Nationwide health care providers and hospitals acceptance as "Primary Insurance". U.S. health care providers that accept "assignment" have the authority to provide you the medical services and supplies you need. Direct patient and provider relationship with the benefit of timely claims billing & payment( Properly coded & billed medical services & supplies to the Centers of Medicare and Medicaid Services(CMS) and claims payment by a regional Medicare Administrative Contrator(MAC).

  2. Medicare Advantage(Part C) is the optional alternative to Original Medicare. All-in-one private healthcare insurance plan which many bundle Part A & B services and/or include Part D(Drug) coverage. Many are attracted to their "$0" or low premium plans. However, you have chosen a private health insurance company to manage your healthcare cost with the ability to audit your medical services and supply claims. Some auditing mechanisms like "Prior-Authorization", "Gatekeepers" needed for doctor's referrals and a limited medical service area(In and out of network) are some of the main concerns we hear from beneficiaries. However, Medicare Advantage has grown in enrollment to 42% market share throughout the United States. Beneficiaries like using 1 ID card for doctors, hospitals and pharmacy. However the Max Out-Of-Pocket(MOOP) has been steadily rising($11k for 2022 for a number of MA Plans).

Shopping For a Medicare Supplement(Medigap) Plan.

If you are choosing to purchase/own a Medigap Insurance Policy, get company and rate information via phone or email with Medicare Savings. Please Help us to Help you with your Medicare Situation. Fill out our secure Google Form on our "Contact US" page to receive personalized free help with an agent licensed in your STATE.

Medicare Supplement(Medigap) Insurance Letter Plans are extremely popular to buy to help fill in the gaps with Original Medicare. These Medigap plans essentially make your Original Medicare benefits comprehensive with nationwide coverage. Compare Medicare Supplement Letter Plans with market value rates from Medicare Savings. Millions of beneficiaries according to Reuters deem Medigap plans along with your Original Medicare, the "Gold Standard" for baby boomers & retirees healthcare coverage.

Shopping For a Medicare Advantage(Part C) Health Plan?

There are over 4,000 different service areas for Medicare Advantage Plans in the U.S. Medicare Savings has partnered with Medicare Advantage specialist, Medicare BackOffice(MBO), based out of Omaha, NE. They help service all 50 STATES for Medicare Advantage Plans in your area. To get to the front of the line this Medicare Season use our direct referral link contact form. "Michael Fischbach" & "Mike@MedicareSavings.US" will be auto-filled in the form to ensure you are helped specifically for Medicare Advantage in your area.

Shopping for a Medicare Advantage Special Needs Plan(SNP)?

Please Help us to Help you with your Medicare Situation for D-SNP or C-SNP eligibility for these types of Medicare Advantage Plans. Fill out our secure Google Form on our Contact us page to receive personalized free help with an agent licensed in your STATE.

Are You About to Lose Your Employer-Based Dental, Vision and Other Ancillary Insurance?

If your former employer had dental, vision and other supplemental insurance for you but you are about to retiree, then talk to our insurance specialists. We can help you shop and keep the same kinds of coverage you are use to having.

Are You About to Lose Your Employer-Based Life Insurance Policy?

If your former employer had life insurance for you but your are about to retiree, then talk to our Life Insurance specialists. We can help you shop and keep the SAME Life Coverage Amounts you are use to having. Talk to us about the "Best Life Insurance for Retirees".

Is Your Term Life Insurance Policy Ending at Age 70?

If you own a Term Life Policy but aging out(70+) of the plan, then talk to our Life Insurance specialists. We can help you shop to keep the SAME Life Coverage Amounts you are use to having. Talk to us about the "Best Life Insurance for Seniors".

Already on Original Medicare?

Millions of folks Do Not shop even when their rate increases over time. Learn How to SAVE $1000's in retirement dollars.
New to Lowering Down your Medigap Plan Premium? 3-Min Read Linkedin News Article
Get your Hassle-Free Medigap Plan, Company and Rate(s) Information via phone or email with us. Please Help us to Help you with your Medicare Situation. Fill out our secure Google Form on our Contact us page to receive personalized free help with an agent licensed in your STATE.

Medicare Supplement(Medigap) Insurance Letter Plans are extremely popular to buy to help fill in the gaps with Original Medicare. These Medigap plans essentially make your Original Medicare benefits comprehensive with nationwide coverage. Compare Medicare Supplement Letter Plans with market value rates from Medicare Savings. Millions of beneficiaries according to Reuters deem Medigap plans along with your Original Medicare, the "Gold Standard" for baby boomers & retirees' healthcare coverage.

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Keep Your Retirement Dollars!

Help us to Help Others Save!

Make a Costly Medicare mistake?
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at certain times throughout the year.

Medicare Has Rules! Beneficiaries can Shop for different Coverage options during designated Medicare enrollment periods. Call 1-888-608-0654(Medicare Savings) for Medicare Enrollment Period help for your situation. Depending on your situation, you could SAVE $1000's. We help reduce Medicare Supplement(Medigap) Premiums 12-months out of the year.

Annual Enrollment

Oct 15th - Dec 7th
Reduce Part D Premiums & Cost-Sharing.

MA Open Enrollment

Jan 1st - March 31st
Find the Right Medicare Advantage with your Doctors in the network.

Special Enrollment

Depends on Eligibility.
Moving out of your plans service a
rea?
Leaving creditable coverage(Group Health Insurance)?
Losing coverage to no fault of your own?

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