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2020 Medicare Supplement, known as Medigap Congressional Changes:

No New Plans C and F having negative effects on rate increases.

MedicareLive Podcast w/ Kerby Deluorier, a Licensed Medicare Supplement Specialist in over 40 states

There may be some negative effects due to the looming Congressional change to first payor Medicare Supplement Plan C and F

Listen in to Kerby and I as we discuss the congressional change click here 

Learn what the Congressional change means for your Medigap plan.


As of 2020, Medicare Supplement plans (Medigap) will no longer sell new Medigap Plan C or F. Congress has decided that new Medigap plans will no longer be allowed to cover the Part B deductible after January 1, 2020. This will only affect plans C and F and will only impact certain beneficiaries as explained below.

How is Medicare Changing in 2020?

Congress believes that by requiring all Medicare members to pay their part B deductible this will reduce medical overuse. Since Medigap Plans C and Medigap Plan F* are the only plans that cover the part B deductible, they will be the only plans affected by this change.

Who is Impacted by the 2020 Medigap Change?

New enrollees on or after 1/1/2020 will no longer have the option of Medigap Plan C or Medigap Plan F. All other plans currently available should still be available for purchase. Anyone enrolled in a Medigap Plan C or Medigap Plan F as of 12/31/2019 will be “grandfathered” and able to continue with their plan as long as want. So if you currently have a plan F you will be able to keep it.

Which Medigap Plan Should You Choose?

We recommend that you select the best plan based on your:

    1) Budget
    2) Unique health needs
    3) State specific laws.

Please contact us and a licensed medicare supplement agent can help you with this process.

*Please Note: Medigap Plan F includes Medigap Plan F High Deductible

For further questions please call (888)608-0654. Protection Status
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