There have been some negative effects due to the MACRA Law congressional change to first payor Medicare Supplement(Medigap) Plan C and F. It took affect on Jan 1, 2020. If you were already enrolled into Medicare Part B(Medical/Out Patient Insurance) prior to this date then you are eligible to keep or possibly shop your first dollar coverage Medigap Plans(C & F)
However, if you enrolled into Medicare Part B on Jan 1, 2020 or after than you are not eligible to shop for Plan C or F. Millions of other beneficiaries have switched or enrolled into Plan G or Plan N as great alternatives to first dollar coverage plans. And these plans are typically 30%-$80+% less than Plans C or F with lower rates of increase as an additional benefit. Compare your Medicare Supplement easily with Medicare Savings here or 'Contact us Today' below.
MedicareLive Podcast w/ Kerby Deluorier, a Licensed Medicare Supplement Specialist in over 40 states
Listen to Kerby and I as we discuss the congressional change impact back in 2018. Click here
Congress believes that by requiring all Medicare members to pay their part B deductible this will reduce medical overuse. Since Medigap Plans C and Medigap Plan F* are the only plans that cover the part B deductible, they will be the only plans affected by this change.
New enrollees on or after 1/1/2020 will no longer have the option of Medigap Plan C or Medigap Plan F. All other plans currently available should still be available for purchase. Anyone enrolled in a Medigap Plan C or Medigap Plan F as of 12/31/2019 will be “grandfathered” and able to continue with their plan as long as want. So if you currently have a plan F you will be able to keep it.
We recommend that you select the best plan based on your:
Please contact us and a licensed medicare supplement agent can help you with this process.
*Please Note: Medigap Plan F includes Medigap Plan F High Deductible
For further questions please call (888)608-0654.